Associate – Us Insurance Services Ratings

The Location: New York, NY; CO, Denver; Toronto, CAN
Grade/Level (relevant for internal applicants only): 11
The Role
The Associate undertakes rigorous analytical work and is proficient in conducting research and fundamental credit analysis, analyzing financial statements, developing forecast models, and writing analytical reports on rated issuers. The successful candidate works effectively both in a team and individually, possesses strong interpersonal and communication skills, is customer-oriented, and demonstrates solid presentation skills in front of internal and external audiences. We work in a hybrid environment with 2 days in the office and 3 days remote.
The Career Opportunity
As an Associate, you are working as part of the Financial Services Ratings group at S&P Global Ratings. You will assume the role of primary analyst on a diverse credit list in the insurance services sector, including insurance brokers, claims and warranty administrators, and managed care cost containment companies (all rated under corporate methodology). Over time, the position will provide the opportunity to expand portfolio coverage to the property/casualty insurance sector as well. With the guidance of a senior analyst, you will take the lead on external meetings related to your credit list including ongoing analytical contact with rated entities’ senior management. You will surveil credits and present rating recommendations and analytical findings at internal reviews and committee discussions. You will publish timely and insightful credit reports and, over time, thought leadership pieces. You will also be a strong representative for the organization when interacting with investors, intermediaries, and the media.
The Impact

• With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world’s financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily, quickly and efficiently provide capital to businesses and governments.
• At S&P Global Ratings, your analytical opinion truly matters and each person who works here has an essential role in S&P Global Ratings reputation of integrity, transparency, and ratings excellence.
• S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets and helps investors and others measure and manage credit risk.
• By supporting capital markets, S&P Global Ratings helps people to start and grow businesses, cities and states to build highways and hospitals, and manufacturers to build factories and create jobs.

What We're Looking For

• Background in corporate credit analysis and/or knowledge of insurance industry is a plus, but not required
• More than 3 years working in a financial industry setting
• Solid communication skills, verbal and written
• MBA and/or CFA is a plus, but not required
• Self-starter, motivated, intellectually curious
• Strong Excel/Word/PowerPoint and database application skills.
• Strong analytical skills, with a deep understanding of financial statements and accounting concepts, as well economic concepts.

Return to Work
Have you taken time out for caring responsibilities and are now looking to return to work? As part of our Return to Work initiative, we are encouraging enthusiastic and talented returners to apply, and will actively support your return to the workplace.
Compensation/Benefits Information (US Applicants Only)
S&P Global states that the anticipated base salary range for this position is $85,700 to $170,400. Base salary ranges may vary by geographic location.
In addition to base compensation, this role is eligible for an annual incentive plan.
This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, visit https://www.spgbenefitessentials.com/newhires.
About Company Statement
S&P Global delivers essential intelligence that powers decision making. We provide the world’s leading organizations with the right data, connected technologies and expertise they need to move ahead. As part of our team, you’ll help solve complex challenges that equip businesses, governments and individuals with the knowledge to adapt to a changing economic landscape.
S&P Global Ratings offers critical insights for credit, risk and sustainable finance solutions that are essential to translating complexity into clarity, so market participants can uncover opportunities.
Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person. 
US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law.
202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)
Job ID: 289418
Posted On: 2023-07-12
Location: New York, New York, United States