Credit Risk Group Manager Jobs

Credit Risk Management Experience in a financial institution or similar is a strong asset.

Participate in personal performance management and development activities, including cross training within own team.

Background in analytics and data driven decision management systems.

Advanced understanding of data structures and platforms supported by hands-on work experience.

Demonstrated superior ability to navigate and manage across disparate data ecosystems to perform advanced analytics.

Demonstrated analytical, reporting, and problem-solving skills.

Prior experience decisioning credit with an active designated lending authority.

University degree in Business or Finance.

Knowledge of the Canadian insurance industry, leverage loans and insurance policy lending.

Prepare credit proposals above delegated lending limits for approval by the appropriate individual, committee or Board of Directors. (5%)

Highest level of professionalism, self-motivation and sense of urgency with the ability to work successfully with minimal supervision.

High proficiency with Microsoft Office applications.

Strong attention to detail and time management skills

Knowledge of payment card industry (PCI) standards and underwriting requirements

Collaborate with cross-functional stakeholders within the digital bank as part of product execution (i.e. Product, Technology, Operations, Finance, etc.)

Manage relationships with external partners as well as payment networks

8+ years of work experience, in Merchant Underwriting or a related field

Bachelor degree in Business Administration, Finance or related field

·Proven experience as a credit manager or in a similar credit management role.

·Develop and implement credit risk management strategies and policies.

·Knowledge of relevant laws, regulations, and compliance requirements.

·Manage the end-to-end process of invoice processing, including reviewing, coding, and verifying invoices for accuracy and completeness.

·Bachelor's degree in finance, accounting, or a related field.

·Strong knowledge of credit risk assessment, financial analysis, and credit evaluation techniques.

Good communication skills, including verbal, written, presentation and conflict management

Serve as a role model in financial management, best practice sharing, proactive actions, and creative problem-solving activities

Bachelor’s degree in Finance, Accounting or Business Administration or related field

5 years’ experience with commercial lending

Knowledge of commercial and retail lending policies, procedures and statutory regulations

Knowledge of collection procedures and current business practice laws

Management that supports your work and career progression

Effectively manage credit risk on a portfolio of top-tier clients

3-5 years Lending Experience in the Banking Industry

Previous experience and proficiency in complex credit structuring

Thorough knowledge and demonstrable acumen with financial statement analysis

Ability to manage multiple priorities as well as short turn-around times

Minimum 3-5 years of relevant experience in a team leading/people management capacity

Solid knowledge of supervisory/regulatory requirements as it pertains to credit risk models, including IFRS 9,AIRB, and CCAR

Be encouraged to deepen your technical skills…whatever those may be.

Enjoy flexible, proactive, and practical benefits that foster a culture of well-being and connectedness.

Experience MyFlex and an agile work environment where work is what you do not where you do it

Solid knowledge of common practices in credit risk, including expected loss (PD, LGD, EAD) methodologies;

Other languages considered a benefit (e.g., SAS, R, Matlab, etc.). as well as experience using data visualization technology such as Tableau

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL – Mandatory Skills

Exceptional analytical and critical thinking skills with demonstrated ability to develop targeted data-driven insights in support of business objectives

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL –

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL - Assignment Start Date

High degree of proficiency and experience in Project Management concepts (Waterfall, Iterative, Incremental and Agile methodologies)

People Management/Leadership and coaching/mentorship experience is a major asset

Agile, Scrum Master, Business Process Improvement, ITIL or Change Management Certification is a major asset

Strong time management, analytical and problem-solving skills

Effectively manage financials/budget and navigate financial processes to ensure approval of funding and disciplined cost management

Post-secondary education (diploma/degree) preferably in computer science, business, finance, or comparable discipline

5+ year's experience in an Accounting and/or Finance position within Canada as a Credit Assistant/Manager

The Credit Manager will have the following qualifications;

5+ years' of commercial lending experience

Strong experience working with a team and in a very fast paced and demanding environment

Experience implementing accounting systems and policies

Highly detailed and organized and experience completing projects from beginning to end

Experience with loan origination systems, decision engines, and in planning strategies for new account origination and account management.

Knowledge of risk management practices, to effectively dispute current practices and undergoing efforts.

Apply observations/trend analysis and assist to Management to identify risks and opportunities to the current business forecast, as applicable.

Formalize local originations, accounts management and collections policies and its compliance with established Global Risk Policies and make recommendations.

Knowledgeable of the lifecycle credit process and policies and possesses a solid understanding of retail products, industry and market trends.

Knowledgeable of credit data structure and its data point access to nurture analysis as required

Knowledge / Skills / Abilities

Possess strong credit / financial analytical skills and financial statement review experience

Excellent verbal and written communication skills to manage across functions at various levels.

Medical, Dental, Prescription Drug, and EFAP Benefits after 30 days of employment

Manages Team and Individual Performance

Manages credit analyst and clerical staff including reviewing of and maintaining time and attendance records.

Experience with TRIAD/TSYS or other account management systems would be an asset

Lead the strategy development and processes for credit limit management, authorization, pricing, re-issue, reviews, OTB management, and overlimit

All Customer Management Strategies (Line Management, Authorization, Overlimit, Pricing, Re-issue, Review)

Redesign account management strategies where necessary to leverage the new functions available in TRIAD and TSYS

Leverage Champion / Challenger capabilities wherever possible to confirm assumptions and justify changes

Bachelor’s degree or higher in Business or quantitative field such as Finance, Economics, Sciences, Math, Engineering or Computer Science

7 years’ financial risk management / analytics experience with Financial Institutions or Consulting firms

Thorough understanding of risk concepts such as Probability of Default (PD), Loss Given Default (LGD), capital management, stress testing, ICAAP

Experience in ESG frameworks or Climate Risk frameworks in the financial institutions industry or in consulting services.

Self starting attitude, Critical thinking, intellectual curiosity, and problem-solving abilities

Learning opportunities to develop new skills and progress your career

Skills And Attributes For Success

Previous management experience 2+ years

10+ years of professional experience

Demonstrated experience contributing to strategic roadmaps for lending

Experience with SQL and reporting dashboard tools like PowerBI or Tableau

Good communication skills and able to present to senior leaders

Role: Manager Analytics - Lending / Credit Risk Modelling

Experience in the analysis and risk management of Hedge Funds and/or other investment vehicles

Strong time management, planning and organizing skills to manage multiple priorities.

Assist and participate in the presentation of credits to Senior Management and the Senior Credit Committee

Approve, maintain and manage credit exposure to Hedge Funds clients across derivatives and secured financing transactions.

Prepare portfolio reporting, documentation of processes and contribute to development and enhancement of processes and reporting requirements.

Continuously develop and maintain a high degree of industry knowledge/expertise.

Minimum of 4 years progressive experience analyzing problems, making strategic recommendations to senior management, and implementing and validating solutions.

Good change management experience and discipline (V, UAT, Post implementation Validation, etc)

Strong curiosity, leadership, problem solving, and interpersonal and people management skills.

Recommend strategy changes based on analytical findings and strong financial analysis. Champion policy or strategy recommendations to Senior Management.

Ensure compliance and audit requirements/documentations are created, maintained, and oversight abilities are continuously improving.

Post-Secondary education or equivalent experience in a quantitative field preferred (Economics, Business Administration, Statistics, Mathematics, Computer Science, or Operations Research).

1 year of experience in Credit Risk or Finance/Accounting

A University degree in Business or Economics or Finance

Strong leadership, collaboration, and communication skills

Results driven individual with high level of curiosity and ability to dive into details without losing sight of the big picture

What We Look For In Successful Candidates

5+ Years of Experience in BFS Risk analytics with experience in supporting risk management through effective business analytics and software testing

Liaise with application development and infrastructure teams targeting on-going development, production activity and release management.

Review requirements from business users to ensure that testing plans cover business requirements

Coordinate and execute end-to-end testing efforts with internal and external interfaces, particularly in more complex end-to-end testing situations

Assist in coordinating the implementation of changes to improve performance and post implementation support

Prepare data for testing application functionalities in large, complex systems

Finance, Factoring, or Fintech background experience working in a startup environment.

You’ll be part of the Management Team at Elevate Capital.

You’ll report as required to Management on the portfolio.

Other duties and projects as assigned by management.

2-4 years of credit underwriting experience.

Excellent verbal and written communication skills.