Analyst, Credit & Transaction Management

Come Work with Us!

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

Job Title

Analyst, Credit & Transaction Management

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner of systems? Do you have strong written and spoken communication skills? As an Analyst in our Credit and Transaction Management - Trading team you will manage a portfolio of credit relationships within the Global Credit division of RBC Capital Markets. You will work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

• Ensure compliance with Bank Policy
• Interact extensively with other functions of RBC Capital Markets, the Bank and occasionally interact with clients, legal counsel and other external contacts
• Ensure that bank systems correctly reflect key terms and conditions of agreements and other documentation for the assigned portfolio
• Ensure transactional requests are reviewed and approved within policy
• Develop expertise in various industries and trading products, policies and guidelines, and provide value added advice to internal partners
• Participate in team deliverables with respect to regulatory/audit requests
• Completion of ad-hoc projects and other duties (including presenting to key stakeholders) efficiently and effectively in order to support the team meeting planned and unplanned demands
• Ensure timely preparation of (i) transaction requests (which may include but not limited to new credits, restructurings, renewals, waivers, documentation review, establishing lines for trading and cash management, regularizing ETRs, indicative risk ratings); (ii) annual reviews of assigned portfolio and ensuring the data integrity of CCMS.

What do you need to succeed?

Must-have:

• Ability to read and understand complex legal documents
• Ability to prioritize, perform well under pressure and meet time sensitive deadlines
• Prior experience and understanding of trading products would be an asset
• Ability to work effectively within a team environment and to interact at all levels within a large organization
• Academic background with a minimum of Bachelor's level accreditation with an emphasis in finance, economics or quantitative discipline
• Strong general PC Skills (Excel, Word and PowerPoint).
• Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action
• Previous banking experience with relationship management, structuring and writing of credit proposals, credit processes, policies, risk analysis would be an asset

Nice-to-have:

• MBA, professional designation (e.g., CA, CMA, CFA) or a post-graduate degree with a focus in finance, economics or quantitative discipline would be an asset

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Work in a dynamic, collaborative and high-performance team environment
• Leaders who support your development through coaching
• Work closely with and maintain positive working relationships with Corporate Banking, Loan Portfolio Management, and with other areas of the bank, notably Group Risk Management, Global Markets, Global Loans Administration and the Global Banking Service Centre
• Opportunities to do challenging work

Job Summary

Researches and analyzes financial information to be used in making investment decisions. Applies complete knowledge, skills, and practices to perform assignments.

Address:

TORONTO, Ontario, Canada

City:

CAN-ON-TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

Capital Markets

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2023-07-24

Application Deadline:

2023-08-08

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Join our Talent Community

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at rbc.com/careers.