Credit Analyst, Leveraged Finance

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you’ll be doing

CIBC Leveraged Finance consists of a team of professionals and support staff with expertise in senior and subordinated cash-flow lending to Canadian middle-market businesses. Established in 2006, the team has a three-pronged mandate: i) providing national coverage of private equity sponsors; ii) working on highly-structured, event-based transactions, often alongside CIBC Commercial Banking Relationship Managers; and iii) delivering mezzanine debt solutions to our clients nationally. Our goal is to be the best in the leveraged finance industry. Our focus is on providing our clients creative financing solutions, value-added ideas and industry leading quality service, by delivering the full suite of CIBC’s product offerings to clients.

As part of the Leveraged Finance team, you will support the Relationship Managers and underwriting Deal Teams nationally, while providing high quality client service to new and existing client relationships. You will participate in ongoing training and development sessions and receive ongoing coaching from Leveraged Finance team members with the goal of developing into a Leveraged Finance Associate within 24-36 months.

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 3 days per week on-site (subject to change), while other days will be remote.

How You'll Succeed

• Portfolio Management – Support the annual review process. Review quarterly reporting packages, and work with Relationship Managers and clients to address any questions and maintain dashboard tracking. Review monthly reporting and work with Relationship Managers and clients to address any questions.
• Transaction Underwriting – Assist originating Deal Teams by completing external research and analysis to help review and underwriting process, including industry research, public company comparable and precedent transaction analysis. Lead internal pricing and returns analysis. Assist Deal Teams in preparing client pitch decks and marketing presentations.
• Collaboration – Work with other Leveraged Finance employees to perform comprehensive financial/non-financial analysis for credit proposals. Prepare draft recommendations on credit submissions, and assist in transaction due-diligence.
• Relationship Building – Develop good relations with internal colleagues (within commercial banking, corporate finance, risk management, operations and cash management).
• Operations – Lead marketing initiatives and develop marketing materials, including new deal announcements and deal tombstones. Manage and maintain the teams transaction database.
• Business acumen – Actively be involved with the different tasks within the team and build a strong understanding of Leveraged Finance products and overall industry. Continuous learning is key to success.
• Proactive Monitoring – Maintain a proactive approach to continuous risk assessment and report observations.
• Client Solutions – Proactively assess your clients’ needs and propose solutions to meet those needs, including products and services offered by other groups within CIBC.

Who You Are

• You have a degree in Business, Finance, Accounting, or related field.
• You are able to work in a dynamic environment. You are able to prioritize tasks to meet client demands and changing market conditions.
• You have prior exposure to commercial credit and/or the equity investment environment. You understand lending practices, loan assessment, industry and competitive analysis.
• You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
• You have strong organizational skills. You have the ability to meet tight deadlines and demonstrated attention to detail.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You enjoy building cross-functional relationships. You enjoy working with multiple internal teams to provide our clients the best service possible.
• You are a strong communicator, with strong written and verbal communication skills.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a health benefits program, defined benefit pension plan, an employee share purchase plan and MomentMakers, our social, points-based recognition program
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development

What You Need To Know

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

Job Location

Toronto-81 Bay, 10th Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Business