Director Credit Risk Management Jobs

Strong organizational and time management skills

Post-secondary education (diploma/degree), preferably in business or finance with an MBA or accounting designation

Demonstrated leadership skills and strategic thinking

Strong analytical and problem-solving skills

Approve Commercial loan extensions, renewals, and annual reviews in accordance with Delegated Lending Authorities

Monitor exception frameworks in the business lines and escalate relevant trends and insights

Certificate in Risk Management (CRM) or equivalent risk management designation or related experience

Minimum 13 years demonstrated risk management leadership experience in a large, complex, institutional, unionized work environment or similarly sized community;

Previous demonstrated risk management leadership experience in a large, complex, institutional, unionized work environment or similarly sized community.

Experience Necessary To Fulfill The Requirements Of The Position.

Oversees the corporate insurance portfolio and coordinates processes for College legal affairs (excluding labour relations).

Certified Protection Professional (CPP) or equivalent professional security designation would be an asset

Chair the Internal Risk Committee, and report on various risk management activities and the overall state of risk management.

Regularly report on the risk profile of the overall enterprise to the Audit, Risk Management and Investment Committee.

Manage the organization’s corporate insurance programs; ensure compliance with the Risk Management and Risk Appetite Policies.

Integration of our services, creating a seamless experience

Develop, implement, and manage the Enterprise Risk Program that is appropriate for a federally regulated insurance company.

Monitor existing and new regulatory requirements and collaborate with relevant internal stakeholders to ensure awareness and adherence.

Developing and implementing cyber and technology risk management processes and capabilities to protect the organization’s critical information assets and systems

Advanced knowledge in IT, risk management, business resiliency, network management/architecture, vendor risk management, vulnerability management, information security, and data protection/management.

Minimum 10 years of progressive management experience in technology and/or information risk management experience at complex financial institutions or investment companies.

Monitoring emerging cyber and technology risks and trends and providing guidance on risk management strategies

Proven ability to build and foster professional relationships and influence others effectively at senior management, peer, and staff levels.

A flexible/hybrid work environment combining in office collaboration and remote working

Previous banking experience with relationship management, structuring and writing of credit proposals, credit processes, policies, risk analysis would be an asset

Academic background with a minimum of Bachelor's level accreditation with an emphasis in finance, economics or quantitative discipline

Prior experience and understanding of trading products would be an asset

Strong general PC Skills (Excel, Word and PowerPoint).

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation

Participate in team deliverables with respect to regulatory/audit requests

Direct asset liability management/structural risk management experience

Complete special projects and analysis as requested by senior management.

Strong track record of team building and development experience

Knowledge of financial/capital markets and products

Strong quantitative and problem solving experience.

Excellent verbal and written communication experience

Direct experience in retention schedule development and disposition techniques. Strong skills in change management, leadership and communication are essential

Comprehensive knowledge of conflict of interests, records and information management principles, procedures and industry standards

Leadership and management skills, including the ability to manage, mentor and motivate staff

In-depth knowledge of laws and ability to interpret legislation pertaining to conflict of interests, records and information management, insider trading

Extensive knowledge of technological systems and applications including, electronic document management, records and information management life-cycle activities, process, functions and systems

Overall management and operations of the Conflicts, Records & Risk Management Department and including setting strategic plans, goals and objectives

·Strong banking and risk knowledge (wholesale or retail credit or both), with cross-functional capability Risk and Finance.

·Working knowledge of IFRS 9 standards and execution

·University degree preferred in an analytical discipline such as Finance, Statistics, Mathematics, or Economics.

·Experience in SAS/R/Python/MATLAB or other mathematical / statistical programming languages

What program/technology/software knowledge is essential for this role?

Credit Risk Consultant – Expert

Prepare (ad hoc and regular) reports, summaries and opinions on new, renewal and existing accounts for the Management Risk Committee meetings.

Technological Proficiency (specifically with advanced Microsoft Excel skills);

1 year of experience in credit adjudication

Customer First - We earn the right to be our clients’ first

Integrity - We hold ourselves to the highest standard to build trust.

Collaborative - We always win as a team.

Proactively mentor, train, and develop other members of the Business Risk Portfolio Credit Risk Management team

Tasks completed independently with minimal input from management

Possess strong understanding of loan requirements, lending and collateral processes, regulatory and compliance requirements, ATB policies, accounting principles, and auditing technique

Maintain "up to the minute" knowledge of lending policies and procedures

CFE and/or CPA certification would be considered an asset

Excellent communication, active listening and problem solving skills

Other languages considered a benefit (e.g., SAS, R, Matlab, etc.). as well as experience using data visualization technology such as Tableau

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL – Mandatory Skills

Exceptional analytical and critical thinking skills with demonstrated ability to develop targeted data-driven insights in support of business objectives

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL –

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL - Assignment Start Date

Strong communications skills and ability to translate technical verbiage to business and senior management

Present model results to senior management and appropriate committee

Experience working in a fintech or finance/banking institutions is nice to have but not required

Work in a cross functional capacity across all business units including product, marketing, operations, risk, fraud, compliance and finance

5-7 years experience with building and deploying ML models into production especially in the area of unsecured personal lending

Strong development experience with Python is a must along with ML libraries (pandas, numpy, scikit learn, TensorFlow)

High degree of proficiency and experience in Project Management concepts (Waterfall, Iterative, Incremental and Agile methodologies)

People Management/Leadership and coaching/mentorship experience is a major asset

Agile, Scrum Master, Business Process Improvement, ITIL or Change Management Certification is a major asset

Strong time management, analytical and problem-solving skills

Effectively manage financials/budget and navigate financial processes to ensure approval of funding and disciplined cost management

Post-secondary education (diploma/degree) preferably in computer science, business, finance, or comparable discipline

Recent graduate, with up to 2 years of work experience in credit risk management or asset/investment management

Identify and eliminate gaps in current state of policies and procedural documentation. Research, share and implement credit risk management best practices

Participate in joint Credit Risk/Financial Risk/IT Management projects, in order to develop reports and analysis for Senior Management

Take the lead or provide support with special requests from OSFI, credit rating agencies, Senior Management, etc.

Ability to summarize a large amount of information into concise reports and presentations for senior management

Working knowledge of MS Office (Excel, PowerPoint, Word, Access) and PowerApps.

Minimum 5-7 years of complex construction and commercial real estate lending experience with 5 years of advanced management experience

Strong organizational and time management skills

Lead Credit Risk Management Committee meetings and present transactions requiring that level of approval, per the Bank’s delegated authority policies.

Post-secondary education (diploma/degree) in business or finance.

Advanced technical knowledge of commercial lending, financial statement analysis and factors affecting the Canadian commercial lending environment.

Demonstrated leadership skills with the ability to set strong examples for subordinates

Experience with TRIAD/TSYS or other account management systems would be an asset

Lead the strategy development and processes for credit limit management, authorization, pricing, re-issue, reviews, OTB management, and overlimit

All Customer Management Strategies (Line Management, Authorization, Overlimit, Pricing, Re-issue, Review)

Redesign account management strategies where necessary to leverage the new functions available in TRIAD and TSYS

Leverage Champion / Challenger capabilities wherever possible to confirm assumptions and justify changes

Bachelor’s degree or higher in Business or quantitative field such as Finance, Economics, Sciences, Math, Engineering or Computer Science

Experience in asset liability management and treasury models is a plus.

Strong client management and communication/presentation skills – written & verbal.

Strong project management experience and demonstrated expertise of communicating and coordinating across multiple business units.

Knowledge of financial crime risk management

Master’s degree or higher in Finance/Mathematics/Economics/Statistics or equivalent experience

Prior Project Management and People Management expertise

Experience in the analysis and risk management of Hedge Funds and/or other investment vehicles

Strong time management, planning and organizing skills to manage multiple priorities.

Assist and participate in the presentation of credits to Senior Management and the Senior Credit Committee

Approve, maintain and manage credit exposure to Hedge Funds clients across derivatives and secured financing transactions.

Prepare portfolio reporting, documentation of processes and contribute to development and enhancement of processes and reporting requirements.

Continuously develop and maintain a high degree of industry knowledge/expertise.

Minimum of 4 years progressive experience analyzing problems, making strategic recommendations to senior management, and implementing and validating solutions.

Good change management experience and discipline (V, UAT, Post implementation Validation, etc)

Strong curiosity, leadership, problem solving, and interpersonal and people management skills.

Recommend strategy changes based on analytical findings and strong financial analysis. Champion policy or strategy recommendations to Senior Management.

Ensure compliance and audit requirements/documentations are created, maintained, and oversight abilities are continuously improving.

Post-Secondary education or equivalent experience in a quantitative field preferred (Economics, Business Administration, Statistics, Mathematics, Computer Science, or Operations Research).

Minimum of three years’ experience in long term care; previous management experience an asset

Takes the lead in the coordination, and implementation of best practice and risk management initiatives related to resident care

Current knowledge of clinical issues for geriatric residents, infection control, principles of adult education and quality improvement

Effectively manages utilization of nursing supplies

Demonstrated superior leadership and organizational skills; excellent verbal and written communication skills

Computer skills: Microsoft Word; Excel, computerized resident care and assessment programs