Manager I [Td Bank]

Hours37.5Workplace ModelHybridPay Details

We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with your recruiter and ask compensation related questions, including pay details for this role.

Department OverviewThe BRR Input Team provides Borrower Risk Rating (BRR) input support for Commercial Banking Centres (CBCs), Mid-Market Agriculture (MMAG) units, TD Equipment Finance, Financial Restructuring Group, Franchise Banking, the Automotive Banking Centers.

BRRIT is responsible for generating model-implied BRRs for existing and new borrowers by completing all Moody's Risk Analyst (MRA) inputs, including financial statement input and the input of qualitative assessment.

Job DetailsReporting to the Senior Manager Operations, the Manager Risk Rating is responsible for the following:

• Effectively communicate with CCRM and other Credit Managers when there are conflicting views on a set of entries.
• Hire, coach, and lead a team of 4-7 risk rating specialists (contract and permanent)
• Use accounting knowledge, overarching input standards, and Commercial Banking lending knowledge (as applicable) to review the input work of risk rating specialists for both single company and consolidated BRRs
• Effectively communicate the input standards established.
• Understand intercompany transactions and how the elimination of same are treated when combining statements for consolidated BRRs
• Assist the Senior Manager in managing the department and other duties as assigned.
• Maintain excellent relationships with the Commercial, Agriculture Banking Centres, and other business unit supported by responding to questions posed by Credit Analysts and Managers of Commercial Credit.
• Own the results of the team and look for opportunities to improve
• Be the subject matter expert on the Risk Rating model to correctly apply material changes that would affect the BRR.
• Monitor and manage the queue to ensure BRR requests are completed within required timelines

Requirements

Job RequirementsIn addition to your undergraduate degree in business or relevant professional designation, specific skills include

Contribute to a positive and fun work environment.

• Excellent interpersonal and communication skills (verbal and written).
• Ability to work with minimal supervision and as a part of a team.
• Strong organizational and time-management skills.
• Knowledge of commercial lending /credit writing process is an asset.
• Excellent problem-solving skills.
• Previous people management experience is preferred but not mandatory Additional InformationHours M-F 11:00 a.m. to 7:00 p.m.
• Must possess keen attention to detail.
• Thrives in a high-pressure environment while ensuring work is of high quality.
• Expert knowledge of accounting basics (flows between Balance Sheet, Income Statement and Statement of Cash Flow) and treatment of inter-company eliminations.
• Results oriented.

Hybrid Work Model- 5 On 10 DaysCompany OverviewOur Values

At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Making Your Well-being a Priority

A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe, inclusive and supportive work environment to help colleagues feel a sense of belonging, and supported in their personal and professional growth. Through our focus on total well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes … because when colleagues feel their best, they're more likely to do their best.

Our Total Rewards Package

Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

How We Work

At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they'll always have access to the TD community and experience our culture of care.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is a customer obsessed organization, and we are deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

InclusivenessOur Commitment to Diversity, Equity, and Inclusion

At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

How We're Helping Make An Impact In Communities

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Accommodation

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We look forward to hearing from you!