Personal Banking Associate Jobs

Mobilité pour le Marché Est de l'ile & Lanaudière

Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall business objectives.

• Broader work or accountabilities may be assigned as needed. Qualifications:
• Collaborates with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking.
• Analytical and problem solving skills - Good.
• Analyzes issues and determines next steps; escalates as required.
• Looks for ways to contribute to the ongoing improvement of the overall branch customer experience.
• Resourceful self-starter with courage and confidence to approach customers.
• Basic specialized knowledge.
• Typically between 1 – 2 years of relevant experience and/or certification in related field of study desirable or an equivalent combination of education and experience.
• Verbal & written communication skills - Good.
• Strong interpersonal skills, including the ability to build rapport and connections with customers.
• Acts as a key member of a collaborative and versatile branch and market team.
• Passionate commitment to helping customers.
• Takes the initiative to find creative approaches that make each customer’s experience feel personal.
• Contributes to business results and the overall experience delivered in the branch.
• Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
• Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications.
• Contributes to meeting branch business results and the customer experience.
• Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Meets customer transaction-based needs with seamless execution.
• Some experience in a consultative customer service or sales roles, with a drive to deliver a personal customer experience.
• Follows through on risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, and act in their best interest.
• Organizes work information to ensure accuracy and completeness.
• Completes complex & diverse tasks within given rules/limits.
• Drive to deliver a personal customer experience.
• May work at multiple branches based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts.
• Basic knowledge of specialized sales and business banking solutions to refer to specialists.
• An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
• Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
• Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
• Readiness to collaborate and work in different capacities as part of a team.
• Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry.
• Registration to sell investment products completed or in progress (must be completed within 12 months) - as appropriate for the jurisdiction.
• Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations.
• Welcomes and guides customers as they walk into the branch lobby, and offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO.
• Complies with legal and regulatory requirements for the jurisdiction.
• As a lobby leader, assists in conducting client conversations about banking services to recommend alternative banking channels and provide personal banking and investment advice.
• A focus on results and the ability to thrive in a consultative sales and team-based environment.
• Collaboration & team skills - Good.
• Organization skills - Good.
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.

This position requires proficiency in English to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/us/en

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.