Mortgage Underwriter (Lender Concierge)

Job Summary

Our national brokerage is expanding and we are seeking an experienced mortgage underwriter to join our growing team. You’ll be responsible for ensuring mortgage applications are completed with all required documents submitted correctly and mortgage files are in accordance with the latest lender guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!

Responsibilities

• Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
• Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
• Request additional information as needed on all documents to help determine loan risk
• Respond to mortgage leads and provide necessary mortgage advice
• Research applicant’s employment and financial history to help determine the accuracy of application and documents
• Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions

Qualifications

• Bachelor’s degree in business, finance, or a related field
• Working knowledge of Microsoft office, CRM and mortgage underwriting systems such as Filogix Expert, Scarlett, or Finmo.
• Familiarity with residential mortgages such as insured, conventional loan guidelines, and mortgage protection insurance.
• Excellent decision-making and communication skills
• Completed the Manitoba Mortgage Salesperson Course and eligible for licensing with the Manitoba Securities Commission as a Mortgage Salesperson
• At least 2 years of mortgage underwriting experience or mortgage lending experience required