Risk Analyst – Credit Risk Jobs

3-5 years of demonstrated mortgage lending and/or risk management experience with focus on analytics in a mortgage lending environment

Perform analytics to measure and monitor credit risks and trends and prepare monthly and quarterly reports for Senior Management

Review Mortgage Lending material exceptions and provide support / decline rationale to Senior Management

Degree in quantitative field – Finance, Statistics, Economics, Math, Physics, Actuarial Science, or equivalent work experience

Strong verbal communication and presentation skills

Responsible for advanced analytics using Alteryx and Power BI to communicate opportunities for risk mitigation and to identify pending risks

Strong time management and organizational skills. Ability to coordinate multiple projects and initiatives at one time.

Bachelor’s/University degree in a related discipline, or related work experience

Experience with analysis across global markets and industries

Strong English communications skills and ability to summarize complex situations into clear communications both written and oral

Strong presentation skills and the ability to assert ideas and influence others to gain support and commitment.

Excellent interpersonal and communication skills and proven ability to work effectively with all organizational levels.

A risk management certification is valued but not a must-have.

Exposure to risk management/adjudication with an understanding of mortgages or the mortgage credit space is highly preferred.

Must have strong knowledge and experience using Power BI.

A degree in the quantitative field of finance, statistics, economics, math, physics, actuarial science, or equivalent.

Knowledge of or a willingness to learn other analytical and visualization tools is an asset (Alteryx, SQL, Python, and R).

Demonstrated ability to manage projects and collaborate with cross-functional teams.

Prior experience decisioning credit with an active designated lending authority.

University degree in Business or Finance.

Knowledge of the Canadian insurance industry, leverage loans and insurance policy lending.

Prepare credit proposals above delegated lending limits for approval by the appropriate individual, committee or Board of Directors. (5%)

Highest level of professionalism, self-motivation and sense of urgency with the ability to work successfully with minimal supervision.

High proficiency with Microsoft Office applications.

Strong organizational and time management skills

Post-secondary education (diploma/degree), preferably in business or finance with an MBA or accounting designation

Demonstrated leadership skills and strategic thinking

Strong analytical and problem-solving skills

Approve Commercial loan extensions, renewals, and annual reviews in accordance with Delegated Lending Authorities

Monitor exception frameworks in the business lines and escalate relevant trends and insights

Strong knowledge and hands-on experience with machine learning, statistics, and experimentation

3+ years experience analyzing large data sets to solve problems and drive impact

Expert knowledge of a scientific computing language (Python or R) and SQL

Experience in building scalable ETL solutions utilizing SQL, Presto, Spark and other tools

Experience in working with multiple cross-functional teams to deliver results

Act as an embedded partner to the Risk team, identifying and solving complex and ambiguous questions with data and modeling

Experience working in an analytical role in Credit Risk or a related function

Skilled in the use of SAS, SQL or similar tools (you'll be using these daily)

Experience deriving insights from data and driving the development of business strategies e.g Credit Risk, Fraud, Marketing, Digital etc

Monitor portfolio performance and Credit Risk using analytical techniques to optimise the performance of the book

Analyse large data sets using SAS, SQL to find trends, forecast performance and provide Credit Risk insights

Investigate and make recommendations on the development of strategies, scorecards and policies

6-10 years experience usisng codes for statistical modeling of large data sets

Bachelor’s/University degree or equivalent experience, potentially Masters degree

Integrates subject matter and industry expertise within a defined area.

Contributes to data analytics standards around which others will operate.

Resolves occasionally complex and highly variable issues.

Responsible for volume, quality, timeliness and delivery of data science projects along with short-term planning resource planning.

1-5 years of experience in pensions, climate risk, asset/liability management, and/or risk management is a strong plus

Supporting the development of initiatives related to Total Plan Risk such as asset/liability management, risk appetite, and climate risk

Experience using 3rd party systems such as MSCI Risk Manager (or Barra) and Bloomberg is an asset

University degree in a quantitative discipline such as Math, Statistics, Finance, Economics, Engineering, or a related field

Strong working knowledge of financial markets (public and private/alternative), including an understanding of how financial instruments are modeled

Hands-on experience working with large datasets using numerical computing tools, with a desire to understand business risks through data

Experiences And Skills You’ll Use To Solve

Significant experience and proven ability in at least one of the following programming languages/softwares: Python, R, SQL, SAS, C++, etc.

AI and machine learning model development and validation

Model risk governance and controls related activities supporting clients in managing model risk across multiple asset classes

Build and maintain effective, trusting and collaborative client relationships

Development, implementation and assessment of quantitative credit risk measurement methodologies

Chair the Internal Risk Committee, and report on various risk management activities and the overall state of risk management.

Regularly report on the risk profile of the overall enterprise to the Audit, Risk Management and Investment Committee.

Manage the organization’s corporate insurance programs; ensure compliance with the Risk Management and Risk Appetite Policies.

Integration of our services, creating a seamless experience

Develop, implement, and manage the Enterprise Risk Program that is appropriate for a federally regulated insurance company.

Monitor existing and new regulatory requirements and collaborate with relevant internal stakeholders to ensure awareness and adherence.

Prepare (ad hoc and regular) reports, summaries and opinions on new, renewal and existing accounts for the Management Risk Committee meetings.

Minimum of 5 years of experience in credit adjudication

Technological Proficiency (specifically with advanced Microsoft Excel skills);

Customer First - We earn the right to be our clients’ first

Integrity - We hold ourselves to the highest standard to build trust.

Collaborative - We always win as a team.

Strong attention to detail and time management skills

Knowledge of payment card industry (PCI) standards and underwriting requirements

Collaborate with cross-functional stakeholders within the digital bank as part of product execution (i.e. Product, Technology, Operations, Finance, etc.)

Manage relationships with external partners as well as payment networks

8+ years of work experience, in Merchant Underwriting or a related field

Bachelor degree in Business Administration, Finance or related field

Experience with complex calendar management, booking meetings, events, scheduling travel and managing expense reimbursement process.

Support administrative management of expense reimbursement processes.

A flexible/hybrid work environment combining in office collaboration and remote working

Book and manage complex global travel arrangements, itineraries or other duties related to support professionals who travel globally.

Manage calendars on behalf of executives, working with other departments to coordinate meeting booking.

5-10+ years of experience gained from fast-paced, professional environment

A minimum of seven (7) years of demonstrated experience in a risk or cyber risk management role

Demonstrated knowledge of Enterprise Risk Management

Demonstrated experience developing Key Performance Indicators and Key Risk Indicators for cyber security risk management

Ensure that cyber metrics and reporting framework is aligned with the enterprise risk management framework in place

Demonstrated experience in facilitating workshops with technical and non-technical resources to document functional and non-functional requirements and processes

University degree or college diploma in computer science, information technology, cyber security or risk management

Experienced in business modelling and project management experience.

Working with enterprise risk management team.

Need strong experience in Enterprise risk.

Need Business analysis and Business architecture experience.

Wholesale risk and operation risk experience are preferred.

Working with Governance and business architecture team

Complete ad-hoc requests related to the Risk function and present findings to management

Pursuit or completion of a Bachelor’s Degree in Statistical Analysis and/or Mathematics, Finance, Economics, or equivalent experience is required.

Strong mathematical aptitude and proven analytical skills.

Strong Microsoft Office skills (Excel, Access, PowerPoint, Word) required.

Excellent communication, interpersonal, and presentation skills.

Benefits of working at BMW Group Canada include

Provide support and coordination of risk management activities through collaboration with second line risk and governance teams and Internal Audit.

Support the business in training and guidance on the operational risk and control management framework and methodology.

Diploma or degree in business, economics, finance or other related field or equivalent experience.

A focus on work-life balance to ensure your wellbeing and productivity - This position offers a hybrid work arrangement.

Solid relationship building and collaboration skills.

Hourly salary from $58/h to $66/h

Manage daily workflows related to claims of fraud through customer inquiries

1-2 years of experience in analyzing fraud trends, fraud disputes and prevention a plus

Exceptional analytical, troubleshooting, motivating, and problem-solving skills

Excellent verbal and written communication skills

Respond to credit disputes related to fraud ensuring deadlines are met and triages are performed diligently

Provide input and collaborate on ad hoc assignments/projects as necessary

2 years' experience in risk/fraud management and/or underwriting.

Provide various reporting to management.

Bachelors in Finance or the equivalent in relevant experience and training.

Background with a rules-based risk management system.

Experience in financial services or other related industry.

Proficient knowledge of Excel and Powerpoint.