Senior Data Scientist Jobs

CURO is one of the largest, fastest growing full-spectrum consumer credit lenders in the United States and Canada. Our licensed, direct lending products and heightened customer service focus are at the core of what we offer.

We have an upbeat, friendly and fast-paced environment. Our employees are excited to be a part of the CURO family, as evidenced by our low turnover rates and energized company culture. We’ve consistently grown well ahead of other loan lenders and are primed for continued growth and enduring success.

Come and work for a company that has distinguished itself from competitors with quality product offerings, genuine customer service, robust operating systems, state-of-the-art call center, and a track record of new product innovation!

As a Sr. Data Scientist, you will be working on generating insights from raw data, designing and deploying models, and developing strategies to use model that impact all areas of CURO, including credit risk, fraud, collections, and marketing. You will join a team of data scientist professional responsible for building and supporting models, conducting analysis, wrangling data, and presenting results to the Risk and Marketing team. You will leverage deep knowledge of statistics and machine learning models to help solve complex problems with creative solutions and cutting-edge data science techniques.

As a member of our Risk Department, you will be a part of a very dynamic, learning oriented team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of CURO’s lending portfolios.

• Own the full lifecycle of statistical and machine learning model development, utilize cash flow, bureau and marketing etc. data to develop tool to drive the business, from data exploration, model design, algorithm testing and design, development and deployment, strategy design and monitoring in production
• Improve efficiency in various areas of the business, including credit risk, fraud, marketing, and collections by deploying modeling solutions and helping stakeholders develop strategies to use them optimally
• BS or higher in a quantitative discipline (Statistics, mathematics, qualitative social science, operation management, finance, physics) or equivalent working experience
• Conduct regular model performance tracking and monitoring, provide recommendation on model upgrade or retirement
• Engage with cross-functional team to translate business questions into statistical and machine learning paradigms
• 2
• Research and develop new methods and tools that can potentially improve the business
• Explore datasets, looking for insights, performing analysis, and comparing lift between models using different data
• Strong business acumen with ability to translate analytical efforts to business results
• Strong machine learning and statistics track record and expertise on Regression Methods, Classification Methods, Clustering, Neural Networks, Unsupervised Learning Methods, GBM, Xgboost Etc.
• Strong organization skills and the ability to communicate effectively, both verbally and in written
• Summarize your findings and results clearly and concisely to inform stakeholders
• Adhere to quality assurance standards, documentation standards, using version control, and code repositories
• Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights
• Years of hands-on experience with data science and statistical modeling
• Work with Legal and Compliance on model review and approval, satisfy governance requirement
• Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment.
• Familiarity with Python, SQL, SnowFlake, Git

Base Salary

$105,000 - $155,000

The base salary range represents the low and high end of the anticipated hourly range for this position based on the provincial average.

The actual salary offered for this full-time position will be determined by various factors, including, but not limited to, location, skills, knowledge, competencies, and experience.

All full-time salaried employees are also eligible for the following benefits: employer paid health and dental coverage, Long Term Disability, RRSP with company match and immediate vesting, and generous paid time off allowance.

CURO Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Flexiti®, Heights Finance, Southern Finance, Covington Credit, Quick Credit and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state or local law where a particular employee works. In addition, it is the policy of CURO to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state law where a particular employee works.

Requisition Number: 2023-7079

Brand: Corporate

External Company Name: CURO Financial Technologies Corp

External Company URL: https://curo.com/

Remote: Yes