Analyst, Credit Strategy Jobs

Develops and maintains risk decision-support strategies using analytical solutions to enable high-quality, fact-based decisions for a designated risk portfolio. Supports the development of the strategy and roadmap for data quality, data analytics, data modeling, reporting, business intelligence, and the design and development of sophisticated decision support tools.

• Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
• Works independently on a range of complex tasks, which may include unique situations.
• Technical proficiency gained through education and/or business experience.
• Monitors and tracks performance; addresses any issues.
• Broader work or accountabilities may be assigned as needed. Qualifications:
• Working / in-depth knowledge of risk systems technology.
• Summarizes statistical findings and draws conclusions and presents actionable business recommendations.
• Supports the planning and execution of the change management process including simulation, validation testing and reporting requirements to evaluate the effectiveness of the new or modified strategies.
• Supports the development and maintenance of system and process documentation / process controls / knowledge assets required for the operation.
• Builds effective relationships with internal/external stakeholders.
• Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
• Supports change management of varying scope and type; tasks typically focused on execution and sustainment activities.
• Data driven decision making - In-depth.
• Working / in-depth knowledge of risk management theory, processes and portfolio management reporting techniques.
• Verbal & written communication skills - In-depth.
• Develops and maintains in-depth knowledge of business product strategies and related risk management requirements and legislative/ regulatory directives.
• Leads or assists with the maintenance, monitoring, measurement & reporting on the status of the risk decision strategies performance.
• Typically between 2-5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Presents findings & recommendations in a simple, clear way to drive action.
• Working / in-depth knowledge of modelling & analytics concepts and applications.
• Works with data owners to discover and select available data sources from internal sources and external vendors (e.g. lending system, payment system, external credit rating system) to fulfill analytical needs.
• Develops and maintains risk strategies using analytics, predictive modelling and business rules to optimize decisions and productivity.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders.
• Works with stakeholders to identify the business requirements, understand the profitability structure, the risk / return assessment and the expected outcomes.
• Supports the maintenance, monitoring, measurement & reporting on the status of the risk decision strategies and key risk indicators to internal & external stakeholders.
• Acts as a resource for team members with less experience
• Collaboration & team skills - In-depth.
• Consults with stakeholders to improve consistency and transparency of risk measurement, metrics and reporting.
• Provides advice and guidance to assigned business/group on implementation of analytical solutions.
• Analytical and problem solving skills - In-depth.
• Works with internal and external stakeholders to understand the capabilities of risk models and core risk systems to ensure effectiveness of risk decision strategies.
• Manages databases and provides support for analysis, forecasting and/or data visualization, ensuring adherence with data governance standards.
• Working / in-depth product knowledge for the designated business / portfolio.
• Ensures alignment between stakeholders.
• Influence skills - In-depth.

We’re here to help
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.
To find out more visit us at https://jobs.bmo.com/ca/en
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.