Credit Risk Monitoring Specialist Jobs

Relevant post-secondary education with a Diploma/Degree in Business, Accounting, or Finance.

Manage the pre-authorized debits of customer accounts.

Identify problem accounts and provide regular reviews and updates to Credit Manager.

Manage the aged debtor listing for the portfolio of various Credit Card and Commercial Accounts with account balances over terms.

3+ years of accounts receivable and collections experience in a fast-paced, large volume, multi-transaction, and multi-class of trade environment.

Strong computer skills, and ability to leverage technology to efficiently run the department.

Strong organizational and time management skills

Post-secondary education (diploma/degree), preferably in business or finance with an MBA or accounting designation

Demonstrated leadership skills and strategic thinking

Strong analytical and problem-solving skills

Approve Commercial loan extensions, renewals, and annual reviews in accordance with Delegated Lending Authorities

Monitor exception frameworks in the business lines and escalate relevant trends and insights

Strong knowledge and hands-on experience with machine learning, statistics, and experimentation

3+ years experience analyzing large data sets to solve problems and drive impact

Expert knowledge of a scientific computing language (Python or R) and SQL

Experience in building scalable ETL solutions utilizing SQL, Presto, Spark and other tools

Experience in working with multiple cross-functional teams to deliver results

Act as an embedded partner to the Risk team, identifying and solving complex and ambiguous questions with data and modeling

Experience planning and overseeing the drilling of observation / monitoring wells and collecting groundwater level and chemistry data.

Experience applying scientific theory, policy, and regulation (for example, surface and groundwater hydraulics, hydrology, and hydrogeology) to practical on-the-ground situations.

Experience planning, organizing and leading field-based surface and groundwater assessments and providing oversight to those engaged in these activities.

Qualifications for this role include:

At least 2 years of experience in each of the following:

Ministry of Environment and Climate Change Strategy

Experiences And Skills You’ll Use To Solve

Significant experience and proven ability in at least one of the following programming languages/softwares: Python, R, SQL, SAS, C++, etc.

AI and machine learning model development and validation

Model risk governance and controls related activities supporting clients in managing model risk across multiple asset classes

Build and maintain effective, trusting and collaborative client relationships

Development, implementation and assessment of quantitative credit risk measurement methodologies

Strong attention to detail and time management skills

Knowledge of payment card industry (PCI) standards and underwriting requirements

Collaborate with cross-functional stakeholders within the digital bank as part of product execution (i.e. Product, Technology, Operations, Finance, etc.)

Manage relationships with external partners as well as payment networks

8+ years of work experience, in Merchant Underwriting or a related field

Bachelor degree in Business Administration, Finance or related field

·Strong banking and risk knowledge (wholesale or retail credit or both), with cross-functional capability Risk and Finance.

·Working knowledge of IFRS 9 standards and execution

·University degree preferred in an analytical discipline such as Finance, Statistics, Mathematics, or Economics.

·Experience in SAS/R/Python/MATLAB or other mathematical / statistical programming languages

What program/technology/software knowledge is essential for this role?

Credit Risk Consultant – Expert

Be part of a global team that supports our Customers worldwide, exchanging experience, knowledge and supporting each other to succeed

Some experience with presentation and negotiation skills

Knowledge of Valmet customer industries; pulp, paper and energy

Excellent oral and written communication skills

Please describe your experience with software engineer and troubleshooting field hardware

Responsible for implementation and front-line services for new system deliveries and upgrades

Consumer products credit analysis experience with attendance of trade groups including retail, foodsolutions, Canada and export business areas.

Experience with credit trade groups and CRF a plus

Knowledge of D&B, trade and bank references and financial statement analysis

Responsibilities Could Include And Not Limited To

Responsible to provide support to the 3rd party collections team.

Process timely release of orders from credit hold; supporting the business while mitigating risk.

Other languages considered a benefit (e.g., SAS, R, Matlab, etc.). as well as experience using data visualization technology such as Tableau

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL – Mandatory Skills

Exceptional analytical and critical thinking skills with demonstrated ability to develop targeted data-driven insights in support of business objectives

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL –

Manager, Portfolio Credit/Market Risk Oversight - Python or SQL - Assignment Start Date

Strong communications skills and ability to translate technical verbiage to business and senior management

Present model results to senior management and appropriate committee

Experience working in a fintech or finance/banking institutions is nice to have but not required

Work in a cross functional capacity across all business units including product, marketing, operations, risk, fraud, compliance and finance

5-7 years experience with building and deploying ML models into production especially in the area of unsecured personal lending

Strong development experience with Python is a must along with ML libraries (pandas, numpy, scikit learn, TensorFlow)

High degree of proficiency and experience in Project Management concepts (Waterfall, Iterative, Incremental and Agile methodologies)

People Management/Leadership and coaching/mentorship experience is a major asset

Agile, Scrum Master, Business Process Improvement, ITIL or Change Management Certification is a major asset

Strong time management, analytical and problem-solving skills

Effectively manage financials/budget and navigate financial processes to ensure approval of funding and disciplined cost management

Post-secondary education (diploma/degree) preferably in computer science, business, finance, or comparable discipline

7 - 9 years of professional experience in Credit Lending, Regulatory process oversight, Internal Audit, Quality and Assurance Testing.

Strong knowledge of the Financial Services Industry.

Knowledge of Canadian regulatory frameworks

Excellent presentation and organizational skills to produce quality work with exceptional attention to detail

Benefits that flex to the needs of you and your family.

Mortgage and auto financing benefits.

Experience in asset liability management and treasury models is a plus.

Strong client management and communication/presentation skills – written & verbal.

Strong project management experience and demonstrated expertise of communicating and coordinating across multiple business units.

Knowledge of financial crime risk management

Master’s degree or higher in Finance/Mathematics/Economics/Statistics or equivalent experience

Prior Project Management and People Management expertise

Previous management experience 2+ years

10+ years of professional experience

Demonstrated experience contributing to strategic roadmaps for lending

Experience with SQL and reporting dashboard tools like PowerBI or Tableau

Good communication skills and able to present to senior leaders

Role: Manager Analytics - Lending / Credit Risk Modelling

Experience in the analysis and risk management of Hedge Funds and/or other investment vehicles

Strong time management, planning and organizing skills to manage multiple priorities.

Assist and participate in the presentation of credits to Senior Management and the Senior Credit Committee

Approve, maintain and manage credit exposure to Hedge Funds clients across derivatives and secured financing transactions.

Prepare portfolio reporting, documentation of processes and contribute to development and enhancement of processes and reporting requirements.

Continuously develop and maintain a high degree of industry knowledge/expertise.

Minimum of 4 years progressive experience analyzing problems, making strategic recommendations to senior management, and implementing and validating solutions.

Good change management experience and discipline (V, UAT, Post implementation Validation, etc)

Strong curiosity, leadership, problem solving, and interpersonal and people management skills.

Recommend strategy changes based on analytical findings and strong financial analysis. Champion policy or strategy recommendations to Senior Management.

Ensure compliance and audit requirements/documentations are created, maintained, and oversight abilities are continuously improving.

Post-Secondary education or equivalent experience in a quantitative field preferred (Economics, Business Administration, Statistics, Mathematics, Computer Science, or Operations Research).

Deep knowledge of credit risk management concepts, techniques, and regulatory requirements.

Develop and maintain credit risk management policies and procedures, ensuring compliance with regulatory requirements and industry best practices

Collaborate with Investment Management, Finance, and IT on cross-division initiatives and projects

Strong leadership and management skills, with the ability to lead and motivate a team of quantitative professionals.

Extensive Experience in project management across multi-functional teams

We offer a hybrid flexible work model that embraces remote work in Ontario for eligible roles

Manage a team of credit and collections specialists; monitoring portfolios performance and address approvals according to the delegation of authority

Bachelor’s degree in Business Administration Options Finance or Accounting

10 to 15 years of relevant experience

Excellent knowledge of financial statements and financial analysis

Excellent judgment and analytical skills, and ability to explain and influence

Hybrid workplace: in-person and remote work

· 1+ years experience in risk management in an operational or projects environment

· Support regular reporting to Project management.

· Ability to explain foundational risk management concepts clearly and succinctly.

· Degree or diploma in engineering, business, finance or another relevant field is recommended,

· Mine, petroleum, heavy construction, or relevant industrial experience required

· Experience facilitation meetings or workshops with large groups for technical content