Corporate Credit Risk Analyst Jobs

3-5 years of demonstrated mortgage lending and/or risk management experience with focus on analytics in a mortgage lending environment

Perform analytics to measure and monitor credit risks and trends and prepare monthly and quarterly reports for Senior Management

Review Mortgage Lending material exceptions and provide support / decline rationale to Senior Management

Degree in quantitative field – Finance, Statistics, Economics, Math, Physics, Actuarial Science, or equivalent work experience

Strong verbal communication and presentation skills

Responsible for advanced analytics using Alteryx and Power BI to communicate opportunities for risk mitigation and to identify pending risks

Strong organizational and time management skills

Post-secondary education (diploma/degree), preferably in business or finance with an MBA or accounting designation

Demonstrated leadership skills and strategic thinking

Strong analytical and problem-solving skills

Approve Commercial loan extensions, renewals, and annual reviews in accordance with Delegated Lending Authorities

Monitor exception frameworks in the business lines and escalate relevant trends and insights

Experience working in an analytical role in Credit Risk or a related function

Skilled in the use of SAS, SQL or similar tools (you'll be using these daily)

Experience deriving insights from data and driving the development of business strategies e.g Credit Risk, Fraud, Marketing, Digital etc

Monitor portfolio performance and Credit Risk using analytical techniques to optimise the performance of the book

Analyse large data sets using SAS, SQL to find trends, forecast performance and provide Credit Risk insights

Investigate and make recommendations on the development of strategies, scorecards and policies

6-10 years experience usisng codes for statistical modeling of large data sets

Bachelor’s/University degree or equivalent experience, potentially Masters degree

Integrates subject matter and industry expertise within a defined area.

Contributes to data analytics standards around which others will operate.

Resolves occasionally complex and highly variable issues.

Responsible for volume, quality, timeliness and delivery of data science projects along with short-term planning resource planning.

Leadership skills to develop, coach, and manage a team of direct and indirect reports

Proactively manage and meet regulatory requirements that affect the organization

Strong written & verbal communication skills

Strong organizational and interpersonal skills.

Employee discounts (15% on auto and property insurance, plus many other products and services)

Good Office program (receive up to 400$ back after purchasing office equipment)

Prepare (ad hoc and regular) reports, summaries and opinions on new, renewal and existing accounts for the Management Risk Committee meetings.

Minimum of 5 years of experience in credit adjudication

Technological Proficiency (specifically with advanced Microsoft Excel skills);

Customer First - We earn the right to be our clients’ first

Integrity - We hold ourselves to the highest standard to build trust.

Collaborative - We always win as a team.

Managing a team responsible for the administration of agented syndicated and participated credit facilities, including limit management, disbursement/settlement of loans.

Knowledge and working experience in corporate lending services.

Recognizing and escalating exceptions to policies and procedures to the attention of Senior Manager/Director for further guidance and resolution.

Assist Director, Senior Manager and Manager in various team-related tasks, resolution of exception items as well as special project-related work.

Oversee and monitor team productivity, staffing and work volume information and report to Senior Manager on a weekly basis.

University undergraduate degree in finance or business-related studies or equivalent.

Support the day-to-day activities related to the management of bank Corporate Card Operations

Oversee and manage the corporate cards delinquency program

Operations Analyst - Corporate Credit Card – Mandatory Skills

Operations Analyst - Corporate Credit Card - Preferred Skills

Providing operations and analytical support for the bank’s Employee Corporate Card program

Monitor and address mailbox enquiries

Excellent communication skills, and ability to present comprehensive risk reviews to Senior Management

Good organization skills to manage under tight deadlines the complexity of processes and the high number of stakeholders to coordinate

Strong analytical and inquisitive mindset in order to synthesize large amount of information in management level presentations

Degree in Finance or related area

Knowledge in English is required

Good knowledge of credit & counterparty, market risks

·Strong banking and risk knowledge (wholesale or retail credit or both), with cross-functional capability Risk and Finance.

·Working knowledge of IFRS 9 standards and execution

·University degree preferred in an analytical discipline such as Finance, Statistics, Mathematics, or Economics.

·Experience in SAS/R/Python/MATLAB or other mathematical / statistical programming languages

What program/technology/software knowledge is essential for this role?

Credit Risk Consultant – Expert

Advanced working knowledge of data manipulation and management tools

Creative thinker with proven research, analytical and problem solving skills

Scrutinize data with analytical tools and/or programming languages

Analyze data, assess data quality, maintain data, and cleanse data

Analytical thinker who can transform data into useable information

Strong communicator, who loves to solve problems with data

Prepare (ad hoc and regular) reports, summaries and opinions on new, renewal and existing accounts for the Management Risk Committee meetings.

Technological Proficiency (specifically with advanced Microsoft Excel skills);

1 year of experience in credit adjudication

Customer First - We earn the right to be our clients’ first

Integrity - We hold ourselves to the highest standard to build trust.

Collaborative - We always win as a team.

Advanced working knowledge of data manipulation and management tools

Creative thinker with proven research, analytical and problem solving skills

Scrutinize data with analytical tools and/or programming languages

Analyze data, assess data quality, maintain data, and cleanse data

Analytical thinker who can transform data into useable information

Strong communicator, who loves to solve problems with data

Proactively mentor, train, and develop other members of the Business Risk Portfolio Credit Risk Management team

Tasks completed independently with minimal input from management

Possess strong understanding of loan requirements, lending and collateral processes, regulatory and compliance requirements, ATB policies, accounting principles, and auditing technique

Maintain "up to the minute" knowledge of lending policies and procedures

CFE and/or CPA certification would be considered an asset

Excellent communication, active listening and problem solving skills

Strong communications skills and ability to translate technical verbiage to business and senior management

Present model results to senior management and appropriate committee

Experience working in a fintech or finance/banking institutions is nice to have but not required

Work in a cross functional capacity across all business units including product, marketing, operations, risk, fraud, compliance and finance

5-7 years experience with building and deploying ML models into production especially in the area of unsecured personal lending

Strong development experience with Python is a must along with ML libraries (pandas, numpy, scikit learn, TensorFlow)

Recent graduate, with up to 2 years of work experience in credit risk management or asset/investment management

Identify and eliminate gaps in current state of policies and procedural documentation. Research, share and implement credit risk management best practices

Participate in joint Credit Risk/Financial Risk/IT Management projects, in order to develop reports and analysis for Senior Management

Take the lead or provide support with special requests from OSFI, credit rating agencies, Senior Management, etc.

Ability to summarize a large amount of information into concise reports and presentations for senior management

Working knowledge of MS Office (Excel, PowerPoint, Word, Access) and PowerApps.

Prepare mid-month documentation reports for senior management.

Two or more years of experience working with Corporate Credit Agreements

Upload relevant documents of corporate customers to File Nexus on time and diarize for future receipts accordingly

Register negotiable, non-negotiable, other documents and store in Bank’s vault.

Responsible for other administrative duties, projects and data maintenance duties within the department as assigned.

If you are interested please email [email protected]

3-5 years of relevant professional experience in corporate finance or financial risk management (currencies, fuel, and interest rates).

Analyze corporate finance and risk management data to identify trends, patterns, and opportunities for improvement

Communicate findings and recommendations to senior management, highlighting the potential impact of the work on the wider organization and stakeholders

Bachelor’s degree in business administration, accounting, finance, or a related field.

Exceptional quantitative and qualitative analysis and financial modeling skills, as well as an understanding of financial information and cash flows.

Exceptional skills with Bloomberg, Power BI, Microsoft Excel, and PowerPoint.

Facilitates discussions and follows a structured approach to plan, elicit, analyze, document, communicate and manage requirements with stakeholders.

Broader work or accountabilities may be assigned as needed. Qualifications:

Technical proficiency gained through education and/or business experience.

Very good knowledge of SQL, writing queries, analysis etc.

Banking -Retail knowledge is nice to have.

Gathers requirements and documents these requirements for use in various audits, reports, & projects.

Candidate Requirements/Must Have Skills (in order of priority):

• 5+ years’ professional experience writing and designing SQL queries (intermediate to advanced skills)

• Reason for request: New Project Requirement

• 10+ years’ experience within in the capacity of a BA/BSA

• 5+ years within capital markets or 3+ years’ experience within FX/Credit Risk

• Working knowledge of Unix