Commercial Credit Analyst Financing Jobs

Broader work or accountabilities may be assigned as needed. Qualifications:

Prepares summary, present facts and offer opinions concerning credit worthiness.

Verbal & written communication skills - Good.

Collaboration & team skills - Good.

Analytical and problem solving skills - Good.

Analyzes financial information, tax returns, credit bureau reports and other related materials.

Credit Qualifications and associated credit adjudication knowledge and skills.

In-depth / expert knowledge of credit portfolio management policies & procedures, and financing guidelines.

Seasoned professional with a combination of education, experience and industry knowledge.

Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis.

Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.

Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.

Strong Client engagement skills; focusing on client experience and connecting on a personal level is key to building a meaningful relationship

Competitive compensation and benefits packages

Strong relationship building and networking skills; building connections, generating opportunities and delivering bottom line results

Fact-find effectively to establish the client’s current finances and future aspirations

Maintain generic knowledge of the financial services industry, competition, trends and market conditions

Health & wellbeing resources and programs

Grants loan requests within specified limits, using understanding of credit scoring and risk management concepts.

Technical proficiency gained through education and/or business experience.

Prepares summary, present facts and offer opinions concerning credit worthiness.

Broader work or accountabilities may be assigned as needed.

Verbal & written communication skills - In-depth.

Collaboration & team skills - In-depth.

Comprehensive knowledge of business and operational functions supported, process management and related processes

Supervise credit management function for moderate to highly complex commercial accounts

Act as a consultant to the team in resolving customer operational and credit issues to deliver a positive customer experience

Develop annual and long-term plans for own area and influence plans well beyond area managed

Undergraduate degree and/or over 10 years of relevant experience

Deep knowledge of industry with expertise on risk and control functions

Work with the team on quarterly asset management reports for various funds;

Passion for real estate/finance, experience in commercial mortgage preferred.

2+ years’ experience as a credit analyst or related role

Detailed knowledge of the Greater Toronto Area & the various municipalities in Eastern Canada

Excellent verbal and written communication skills

Strong analytical and financial skills

• Change management and process enhancement

• Internal & external stakeholder relationship management

• Management oversight of unionized employee(s)

• Relevant legislative requirements & regulatory guidelines

• Bachelor’s degree in Finance, Accounting or Business Administration or related field.

• Detail orientated with excellent organizational skills.

Good time management skills and ability to set priorities to meet tight deadlines

2 to 3 years of experience in commercial lending as an account manager in the banking sector

Coach, mentor and share experience and best practices with team members

In-depth knowledge of banking products, services, policies, processes and procedures

Accounting knowledge and ability to analyze financial statements

Review financial statements, complete the financial analysis and evaluate the risk rating