Customer Services Representative Jobs

Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall business objectives.

• Strong interpersonal skills, including the ability to build rapport and connections with customers.
• Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
• Contributes to business results and the overall experience delivered in the branch.
• Organization skills - Basic (in business environment).
• Highly skilled at helping people who don’t find digital applications intuitive to gain confidence in how to use them and to understand their benefits.
• Readiness to collaborate and work in different capacities as part of a team.
• Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
• Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry.
• Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
• Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations.
• Completes standardized tasks under supervision.
• Confident and experienced in the use of social media, tablets, smart phones, online tools, and applications.
• Organizes work information to ensure accuracy and completeness.
• Manages, loads, and reconciles cash transactions between treasury and various branch units (e.g. CRU).
• Supports customer requests for banking services, including handling transactions and supporting customers who walk into the branch.
• Offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO.
• A focus on delivering a personal experience to customers.
• Projects a professional presence.
• Welcomes customers warmly and meets their banking service and transactional needs with seamless execution.
• Acts as a key member of a collaborative and versatile branch and market team.
• Basic knowledge learned on the job.
• Takes the initiative to find creative approaches that make each customer’s experience feel personal.
• Broader work or accountabilities may be assigned as needed. Qualifications:
• Identifies customer needs and initiates referrals to BMO colleagues.
• Contributes to meeting branch business results and the customer experience.
• Collaboration & team skills - Basic (in business environment).
• May work at multiple branches based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts.
• Complies with legal and regulatory requirements for the jurisdiction.
• No prior experience necessary; post-secondary degree or certification in related field of study is desirable.
• Looks for ways to contribute to the ongoing improvement of the overall branch customer experience.
• Resourceful self-starter with courage and confidence to approach customers.
• High-level knowledge of personal, commercial and partner offers, and how each can best serve customers’ individual needs.
• Executes routine tasks (e.g. service requests, transactions, queries, etc.) within relevant service level agreements.
• Verbal & written communication skills - Basic (in business environment).
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
• Follows through on risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, and act in their best interest.
• Performs initial problem solving within given rules/limits & escalates when required.
• Basic knowledge of specialized sales and business banking solutions to refer to specialists.
• An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
• Passionate commitment to helping customers.

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/us/en

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.