Aml Advisory Analyst Intern/Co-Op [Td Bank]

Campus Role TypeInternship/Co-Op and Summer OpportunitiesStart Date– WinterHours37.5Workplace ModelHybridDepartment Overview

The TD Bank Group (TD) Global AML Compliance Department is accountable for establishing TD's Global Anti-Money Laundering and Anti-Terrorist Financing Program (AML/ATF) to ensure that all TD businesses remain compliant with AML/ATF regulatory expectations in all jurisdictions where TD operates. This includes ensuring that businesses are aware of the legislation under which they are governed, and providing advice and support as required. The team is also accountable for promoting regulatory compliance by developing and maintaining AML compliance programs, including relevant training, carrying out independent oversight monitoring and meeting reporting requirements.

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

This Program Is Designed To Complement Your On-the Job Experience And Features

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network.

• Diversity and Inclusion and Personal Branding and so much more
• Lunch and Learns on topics such as Innovation
• Leadership talks with key Leaders from across the organization

Job Details

The Canadian Banking and Global Wealth & Insurance AML team is looking for someone who is interested in a "big picture", cross-functional governance and monitoring role. The AML Advisory Analyst will support the development and maintenance of a 2nd Line oversight program for the implementation of AML/ATF and sanctions controls in the business lines supported by the Canadian Banking and Global Wealth & Insurance (CBGWI) AML team. The AML Advisory Analyst will execute controls testing procedures, on behalf of the Head of AML, CBGWI, work with business-facing relationship managers on the CBGWI AML team to assess the effectiveness of AML/ATF and sanctions controls, and identify potential areas of improvement for the first line AML/ATF/Sanctions program.

Other Key Responsibilities Include

• Effectively identify emerging risks through advanced analysis of high-volume and complex data that require further consideration or escalation
• Evaluations of controls deficiencies and non-compliance to identify root cause in order to facilitate the development of effective action plans.
• Work with members of the CBGWI AML team to ensure key AML/ATF and sanctions controls are designed and operating effectively on an on-going basis.
• Develop strong relationships and work collaboratively with business partners who are responsible for providing the information that feeds into the monitoring program
• Collaborates with other members of the CBGWI AML team to foster a "culture of compliance" within the business units.
• Contributes to the reporting of program results, trends, themes, and emerging risks, as delivered by the Head of AML – Canadian Banking and Global Wealth & Insurance (CBGWI)

Job Requirements

• Superior writing skills with the ability to draft superior quality assessments/reports, policies, procedures and business correspondence
• Excellent business acumen and good understanding of risk and controls evaluation processes such as those for financial reporting or operations.
• A curious and inquisitive mindset, with a proven ability to work effectively in a cross-functional, fast-paced and evolving environment.
• Strong critical thinking, organizational and problem solving skills
• Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field; with the intent of going back to school at the start of your work term
• Ability to corroborate structured and non-structured data to tell a coherent and insightful story.
• Perform data manipulation and apply analytic techniques to derive insights from complex data into reports and presentations for dissemination to an executive audience
• Proactive and motivated, with demonstrated consensus building skills
• Ability to grasp new concepts/information to facilitate effective risks identification and controls evaluation.

Additional Information

• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.
• This position is a 4-month work term and will commence January 8th – April 26th, 2024.
• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

Company OverviewOur Values

At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Making Your Well-being a Priority

A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe, inclusive and supportive work environment to help colleagues feel a sense of belonging, and supported in their personal and professional growth. Through our focus on total well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes … because when colleagues feel their best, they're more likely to do their best.

Our Total Rewards Package

Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

How We Work

At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they'll always have access to the TD community and experience our culture of care.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is a customer obsessed organization, and we are deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

InclusivenessOur Commitment to Diversity, Equity, and Inclusion

At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

How We're Helping Make An Impact In Communities

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!