Underwriting Consultant Jobs

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.
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Are you a passionate Underwriter who loves to deliver exceptional service to clients, advisors and partners? Does a high performance continuous improvement environment motivate you to bring your best everyday? Are looking for an opportunity where you can grow your career and make a difference?
With the ability to work from home, regular training and an amazing client-centric team, Sun Life may be the place for you. We are looking for Senior and Consultant level Underwriters within our Waterloo/Toronto offices. We have opportunities in risk selection, rules development, predictive analytics, across four distinct underwriting teams that offer challenge, excitement and growth.
We are looking for individuals who:

• Driven by strong desire and commitment to support our Distribution partners
• Are client-focused with a passion for working towards a common goal on a high performing team
• Have a comprehensive risk analysis approach to underwriting

Role Summary
Review and analyze medical, lifestyle and financial information to evaluate eligibility and risk for applications for Life, and Critical Illness Insurance products. Conduct risk assessment, make and communicate decisions for each application. Build strong relationships with our clients and advisors and deliver an exceptional service experience.
Key Accountabilities

• Respond to inquiries from advisors without revealing confidential information.
• Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules. Effectively communicate and explain decisions effectively to advisors and/or client’s physician as required leveraging our Client for Life Principles.
• Build strong relationships and partner with business leaders, sales teams and advisors delivering exceptional service and expertise.
• Focus on continuous improvement. Identify areas of opportunities and bring forward recommendations for solutions through our Brighter Way program.
• Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions.
• Contribute to a positive environment through team work, and a spirit of innovation, continuous improvement and professional development

Key Skills/Competencies

• Strong interpersonal skills to work collaboratively with our internal and external partners
• Bachelor's degree or equivalent
• Strong knowledge of medicine and risk factors
• Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU)
• Ability to influence and negotiate
• The ability to work in a fast paced environment, meet tight deadlines and balance completing priorities
• Excellent written and verbal communication.
• Strong attention to detail and accuracy
• Must underwrite both Life and Critical Illness
• Ability to work independently and eager to take on responsibility
• Client and results focus, pro-active service orientation to support our business goals
• Exceptional analytical, judgement, problem-solving and decision-making skills

What's in it for you?

• We offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:
• Supportive leadership who’s focused on your success and well-being
• Paid vacation based on experience and additional days to support family care and personal emergencies
• Retirement & stock investment
• You choose where you want to work from, with no minimum or maximum days in either place. We want the office to be a magnet, not a mandate! #flexibility
• Trusting, diverse and inclusive working environments
• Wellness programs, benefits and health incentives
• Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities
• Time off for enrichment experiences through a Sabbatical program
• Investment in not-for-profit organizations that are important to you
• Comprehensive benefits
• Pay for performance reward
• Continuous improvements that focus on enhancing your work and our clients’ experience #makeadifference

The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.
Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.
Persons with disabilities who need accommodation in the application process or those needing job postings in an alternative format may e-mail a request to [email protected].
At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.
We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.
Salary Range:
74,100/74 100 - 120,800/120 800
Job Category:
Underwriting - Individual
Posting End Date:
23/04/2023